A buyer’s guide

Park model homes

Almost everything published about park models is written by a company selling one. This page states the rule that defines the category, where that rule comes from, and what it means for a buyer deciding between a park model, a manufactured home and a house built on site.

Zook Cabins Aspen Park Model, a 400 square foot park model with log siding.
Zook Cabins Aspen Park Model, 400 sq ft. Image source: Zook Cabins.

Park models in this directory

A Yukon park model cabin with weathered wood siding, a covered entry porch, and a metal roof in a wooded setting.

Yukon

Zook Cabins

A 300 sq ft park model with a perfect cottage look. Studio layout with full kitchen and bath. Featured by Kerry Tarnow on a visit to Gap, PA.

See the model record

Exterior view published for the A-Frame Bunkhouse by Zook Cabins

A-Frame Bunkhouse

Zook Cabins

A 400 sq ft park model A-frame with a bunkhouse layout — king bed in main space, convertible couch, and a private bunk room with 2 beds (4 beds total). Features a massive triangular glass wall, green cabinetry kitchenette, full-size fridge, and a private outdoor deck. Seen at Realaway Resorts, Fort Walton Beach FL in a waterfront setting. Featured by Levi Kelly Tours.

See the model record

Exterior view published for the Aspen Park Model by Zook Cabins

Aspen Park Model

Zook Cabins

A 400 sq ft log-sided park model with a main-level bedroom, sleeping loft, full bath, open living area, and a 7 × 11 ft covered porch. Zook lists an RVIA seal and ANSI A119.5 build standard.

See the model record

Zook Cabins Outpost prefab home exterior

Outpost

Zook Cabins

A 400 sq ft Americana-inspired park model log cabin with an 8 ft covered porch, 11 ft ceilings, and shared living, dining, and kitchenette space.

See the model record

Cavco Homes The Spruce prefab home exterior

The Spruce

Cavco Homes

A 399 sq ft Cavco park model documented in Kerry Tarnow’s September 2026 Village Camp Resort tour, with one bedroom, one bathroom, one loft, a covered porch, and a roof deck.

See the model record

The Willow

Cavco Homes

A 400 sq ft park model with a loft, rooftop deck, and front living layout, observed at Village Camp Resort in Arizona.

See the model record

The Bungalow

Cavco Homes

A 399 sq ft single-wide park model in Cavco Ocala’s Seashore Cottages Loft series, with a loft, rooftop deck, and one bedroom.

See the model record

Durango

Champion Homes

A 400 sq ft Champion Homes park model seen at a home show, with an 8 ft covered porch, high ceilings, and large windows.

See the model record

Browse every record from Zook Cabins, Cavco Homes and Champion Homes.

400 sq ft
Maximum gross trailer area, set-up mode
ANSI A119.5
Governing standard
Single chassis
Built on wheels
Not HUD code
Certified as a vehicle, not a dwelling

What a park model is

A park model RV is a towable unit built on a single chassis and mounted on wheels, certified by its manufacturer as complying with ANSI A119.5, the Standard for Park Model RVs. Under that standard the gross trailer area must not exceed 400 square feet in set-up mode. Manufacturers that participate in the RV Industry Association program apply an RVIA seal recording that certification.

The RV Industry Association states that park model RVs are “neither designed nor intended by their manufacturers to be used as permanent residences,” and that they are built to ANSI A119.5 rather than to the HUD rules that govern manufactured homes.

Those two sentences decide most of what follows.

What a park model is not

It is not a HUD-code manufactured home. A manufactured home is built to the federal HUD standard as a permanent dwelling, carries a HUD label, and can be financed and sited as housing in places a park model cannot.

It is not a modular home. A modular home is built to the state or local building code that would apply to a site-built house, inspected under a state modular program, and placed on a permanent foundation.

It is not a travel trailer in practice. The chassis exists so the unit can be transported and sited once, not towed between weekends.

How the four categories differ

CategoryPark model RVManufactured homeModular homeTiny home on wheels
StandardANSI A119.5Federal HUD codeState or local building codeOften none
Size limit400 sq ft gross trailer areaNo federal size limitNo size limitNo standard limit
FoundationChassis and wheelsChassis, permanent or non-permanent installPermanent foundationChassis and wheels
Usually titled asVehicleReal property or vehicle depending on installReal propertyVehicle or untitled
Typical financingVehicle or chattel loanChattel or mortgage depending on installMortgagePersonal or RV loan
Where it is commonly allowedRV parks, campgrounds and resorts, with county variationResidential zoning permitting manufactured housingAnywhere a site-built house is permittedVaries widely, often not permitted as a residence

These are the general cases. The jurisdiction decides, and the section below explains why.

Where you can put one

Because the certification is as a recreational vehicle rather than as a dwelling, the question of whether a person may live in one is answered by the local jurisdiction, not by the manufacturer and not by the standard. Many counties permit park models only in RV parks, campgrounds and licensed resorts, and some permit occupancy only seasonally. Others allow them on private land, with or without a time limit. The variation is not a loophole, it follows from the unit being certified as a vehicle.

A manufacturer can tell you what it built. It cannot tell you what your county allows. Ask the county planning or zoning office whether a unit certified to ANSI A119.5 may be occupied at the address you have in mind, and ask for the answer in writing.

How buyers pay for one

A park model is generally titled as a vehicle rather than as real property, which in most states means it is financed as a vehicle or chattel loan rather than with a mortgage, and taxed differently. Terms are usually shorter and rates higher than a mortgage. Confirm titling and tax treatment with your state before assuming either.

What a park model costs

The 3 park model records that publish a price range from $45,000 to $55,000. 7 park model records publish no price. The published price is for the unit as the manufacturer lists it; delivery, siting, utility connection and setup are separate. Browse the catalog.

Park model compared with a tiny home on wheels

Both sit on a chassis and both are small. The difference is certification. A park model is certified to ANSI A119.5 and carries a manufacturer’s certification that a jurisdiction can check. A tiny home on wheels is often built without certification to any national standard, which is why some jurisdictions that accept park models will not accept one.

A unit above 400 square feet is not a park model, whatever it is called in the listing.

The question to ask before you sign

Several companies sell products described as park models that are built to a state modular code rather than to ANSI A119.5. The two are not interchangeable and the difference changes where the unit can go, how it is financed and how it is inspected.

Ask: is this unit certified to ANSI A119.5 with an RVIA seal, or is it built to a state modular program? Get the answer before a deposit, not after.

  1. Is this unit certified to ANSI A119.5 with an RVIA seal, or built to a state modular program?
  2. What is the gross trailer area in set-up mode?
  3. What is the transport width, and who obtains the permits?
  4. Is the quoted price for the unit alone, and what do delivery, siting, utilities and setup add?
  5. Will you put the certification and the size in writing before I pay a deposit?

Stay in one before you buy one

The Nook Studio at Buena Vista, Colorado. A 204 square foot Zook Cabins park model beside the Arkansas River, bookable by the night. See this stay.

See the other nine rentals traced to their manufacturer.

Browse the catalog